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Rates & Payments

Are Cost-U-Less's rates the same as rates from an agent?
Cost-U-Less offers it's customers unique buying powerwith the ability to shop over 100 insurance options.

How does the company determine my insurance rate?
They use insurance scores, and, depending on your state, also consider your driving record, type of vehicle, where you live, your gender, your age and other factors.

Why did my rate change after I received a quote?
There are several factors that can effect the quoted rate. If a significant amount of time has pasted rates in your area may have gone up. Changes in your driving record will also effect the rate. Please contact us at 1-800-586-4948, and we can help answer your questions.

Does anyone regulate what you charge for insurance?
California requires auto insurance companies to file how they calculate customer rates, and insurers cannot deviate from these filed rates. California also has regulators who review the information and rates.

 
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