Bodily Injury & Property Damage Liability

• No more than $15,000 would be paid per person for Bodily Injury
• No more than $30,000 would be paid per accident for Bodily Injury
• No more than $10,000 would be paid per accident for Property Damage

You are at fault for an accident that injured two people and damaged another vehicle. The other driver's total medical bills were $1,000 and the other passenger's total medical bills were $1,500.

The damage to the other vehicle was $5,000. All injuries and damages would be covered because they fall within the Liability limits you selected. Each person's injuries were less than $15,000, and the amount for all injuries was less than $30,000. The other vehicle's damage also was below the $10,000 Property Damage Liability limit.

On the other hand, if you are at fault for an accident and the medical bills from the injuries or property damage that you cause exceed your limits of liability, you are responsible for the remaining damage, which might put your personal assets at risk.

This information is intended as a guideline only and is not intended as legal advice.